[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.heitec.cz\/reseni-vasich-dluhovych-problemu\/#Article","mainEntityOfPage":"https:\/\/www.heitec.cz\/reseni-vasich-dluhovych-problemu\/","headline":"\u0158e\u0161en\u00ed Va\u0161\u00edch dluhov\u00fdch probl\u00e9m\u016f","name":"\u0158e\u0161en\u00ed Va\u0161\u00edch dluhov\u00fdch probl\u00e9m\u016f","description":"N\u00e1zev insolvence vzniklo s latiny a znamen\u00e1 ve voln\u00e9m p\u0159ekladu, nemo\u017enost dostati pen\u011b\u017en\u00edch z\u00e1vazk\u016fm“. Tento stav se tak\u00e9 velmi \u010dasto naz\u00fdv\u00e1 osobn\u00edm bankrotem. A pr\u00e1v\u011b t\u00edmto probl\u00e9m se i insolvence zab\u00fdv\u00e1. Insolvence neboli insolven\u010dn\u00ed \u0159\u00edzen\u00ed, jeho\u017e c\u00edlem je vypo\u0159\u00e1d\u00e1n\u00ed dluhu a hlavn\u011b uspokojen\u00ed v\u011b\u0159itel\u016f. Insolvence pom\u00e1h\u00e1 obou stran\u00e1m. Jak dlu\u017en\u00edkovi tak i tak\u00e9 v\u011b\u0159iteli. Dlu\u017en\u00edk […]","datePublished":"2020-10-17","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.heitec.cz\/author\/#Person","name":"","url":"https:\/\/www.heitec.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f3f77307dfb7a1a6ad06d8ef95ed6ed296a0507575d3814dc8c8630c3a7fa477?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f3f77307dfb7a1a6ad06d8ef95ed6ed296a0507575d3814dc8c8630c3a7fa477?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"heitec.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.heitec.cz\/wp-content\/uploads\/img_a315635_w2523_t1526500669.jpg","url":"https:\/\/www.heitec.cz\/wp-content\/uploads\/img_a315635_w2523_t1526500669.jpg","height":0,"width":0},"url":"https:\/\/www.heitec.cz\/reseni-vasich-dluhovych-problemu\/","about":["Finance"],"wordCount":466,"articleBody":" N\u00e1zev insolvence vzniklo s latiny a znamen\u00e1 ve voln\u00e9m p\u0159ekladu, nemo\u017enost dostati pen\u011b\u017en\u00edch z\u00e1vazk\u016fm“. Tento stav se tak\u00e9 velmi \u010dasto naz\u00fdv\u00e1 osobn\u00edm bankrotem. A pr\u00e1v\u011b t\u00edmto probl\u00e9m se i insolvence zab\u00fdv\u00e1. Insolvence neboli insolven\u010dn\u00ed \u0159\u00edzen\u00ed, jeho\u017e c\u00edlem je vypo\u0159\u00e1d\u00e1n\u00ed dluhu a hlavn\u011b uspokojen\u00ed v\u011b\u0159itel\u016f. Insolvence pom\u00e1h\u00e1 obou stran\u00e1m. Jak dlu\u017en\u00edkovi tak i tak\u00e9 v\u011b\u0159iteli. Dlu\u017en\u00edk se d\u00edky insolvenci vypo\u0159\u00e1d\u00e1 s dluhy bez starosti, \u017ee ho nav\u0161t\u00edv\u00ed exekutor a v\u011b\u0159itel dostane, alespo\u0148 \u010d\u00e1st sv\u00fdch prost\u0159edk\u016f. Ono se to m\u016f\u017ee zd\u00e1t velmi jednoduch\u00e9, ale abyste mohli b\u00fdt za\u0159azen\u00ed do insolvence, mus\u00edte spl\u0148ovat podm\u00ednky oddlu\u017een\u00ed. Pokud V\u00e1m nen\u00ed schv\u00e1leno oddlu\u017een\u00ed, nemus\u00edte zoufat. Po\u017e\u00e1dat si o n\u011bj m\u016f\u017eete opakovan\u011b. Mohou ji vyu\u017e\u00edt nejen osoby fyzick\u00e9, ale tak\u00e9 osoby samostatn\u011b v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00e9. Jak na insolvenci?  Obecn\u011b zn\u00e1m\u00fd m\u00fdtus \u0159\u00edk\u00e1, \u017ee sta\u010d\u00ed za dobu insolvence splatit pouze 30 % sv\u00e9ho dluhu. To m\u016f\u017ee b\u00fdt na jednu stranu pravda, ale zde hlavn\u011b z\u00e1le\u017e\u00ed na v\u00fd\u0161i Va\u0161eho p\u0159\u00edjmu. V praxi to tedy znamen\u00e1, \u017ee pokud budete m\u00edt dostate\u010dn\u011b vysok\u00fd p\u0159\u00edjem pro insolvenci, m\u016f\u017eete zaplatit klidn\u011b i 100 % sv\u00e9ho dluhu. Nezapom\u00ednejte tak\u00e9 na to, \u017ee o insolvenci se V\u00e1m star\u00e1 insolven\u010dn\u00ed spr\u00e1vce, kter\u00fd nepracuje zadarmo a ka\u017ed\u00fd m\u011bs\u00edc si ho mus\u00edte platit.  Pro koho nen\u00ed insolvence vhodn\u00e1?  Je jasn\u00e9, \u017ee sv\u00e9ho dluhu, kter\u00fd dok\u00e1\u017ee nejen potr\u00e1pit, ale tak\u00e9 znep\u0159\u00edjemnit spoustu situaci, se chce zbavit ka\u017ed\u00fd. Ale nen\u00ed vhodn\u00e1 pro osoby, kter\u00e9 dlu\u017e\u00ed men\u0161\u00ed \u010d\u00e1stky do cca 20 000 K\u010d. Z\u0159\u00edzen\u00ed insolvence Pokud se pro insolvenci rozhodnete, p\u0159ipravte se na to, \u017ee to nen\u00ed ot\u00e1zka vy\u0159\u00edzen\u00ed p\u00e1r hodin nebo p\u00e1r dn\u016f. Nejprve je pot\u0159eba si naj\u00edt firmu, kter\u00e1 za V\u00e1s zpracuje insolven\u010dn\u00ed \u017e\u00e1dost. K tomu je pot\u0159eba vy\u0159\u00eddit spousty dokument\u016f, z kter\u00fdmi V\u00e1s sezn\u00e1m\u00ed. Pokud dod\u00e1te v\u0161e pot\u0159ebn\u00e9, spln\u00edte podm\u00ednky insolvence a zpracuje se p\u0159ihl\u00e1\u0161ka k insolvenci, je v\u0161e na soud\u011b, kter\u00fd rozhodne o schv\u00e1len\u00ed nebo neschv\u00e1len\u00ed insolven\u010dn\u00edho \u0159\u00edzen\u00ed. Pokud V\u00e1m soud insolvenci p\u0159iklepne, za\u010d\u00edn\u00e1te platit insolven\u010dn\u00edho spr\u00e1vce a domlouv\u00e1te si pevnou m\u011bs\u00ed\u010dn\u00ed \u010d\u00e1stku, kterou budete hradit na insolvenci. Mo\u017enost\u00ed je i prodej nemovitosti. Pokud insolvenci hrad\u00edte p\u0159esn\u011b tak jak m\u00e1te ur\u010deno, tak V\u00e1m po \u0159\u00e1dn\u00e9 doby insolvence kon\u010d\u00ed a vy za\u010d\u00edn\u00e1te \u017e\u00edt bez dluhu.                                                                                                                                                                                                                                                                                                                                                                                        4.9\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u0158e\u0161en\u00ed Va\u0161\u00edch dluhov\u00fdch probl\u00e9m\u016f","item":"https:\/\/www.heitec.cz\/reseni-vasich-dluhovych-problemu\/#breadcrumbitem"}]}]